personally, i have become somewhat disenchanted with the IM field when looking at it as both a product creator and as an affiliate because i have seen large refund numbers on even the good products, some well above 50 percent.

for that reason i have turned away from developing IM products for the time being, and i am now very selective in what i promote in that area. i think if i was in the forex niche and it was making me some money, i would stay there.