Welcome Bill - I think you'll find this to be quite a useful place to visit on a regular basis.
One note to new members, the IM community has really been moving the 'free line' recently. In other words, the stuff that people today are giving away is better than some of the stuff sold in the past.
It's a good way to build a brand and to build a list.
The first decision is whether or not you are in this for a quick buck or for the long run.
If you are in for the long run, the money will flow but you need to build credibility.