When I actually went in to pick it up, it appears that the SC-MX10 is only sold on their website, so the sales guy that checked the camera for me was looking at a different one. I didn't want to risk getting the camera and not having the jack be there, so I just got the Samsung SC-HMX10A instead. It cost $699 - so it was quite a bit more, but has more features. So far, love the camera, but one draw back is that it doesn't have an earphones jack, so you have to listen to the audio through the playback only on the camera's build in speaker.
As for the microphone, I went to the Source by Circuit City (which is Radio Shack in the US) and got a NexxTech 3303003 ultra-miniature tie clip microphone. Its got 20 feet of cable on it, so even though it's not a wireless lav mic, it's still not something you have to use right at the camera.
Good luck on your search. Let me know what you find.
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