I've had my account suspended twice with PayPal (funds frozen etc)...

But in each case, it was an eager employee who just flagged it. Forced me to contact them. But it was cleaned out and was back live in about 8 hours each time.

PayPal has plenty of short-comings though. But the funnel in question runs via RAP and RAPBank so I have no choice but to use PayPal for those. The benefits of easily recruiting affiliates and having them promote more often (because they want the instant payday) outweighs what PayPal lacks.