payment processor

[jasonanderson]

Definitely get a PayPal account if you can. This is the most widely use method in the Internet Marketing crowd.

Are you familiar with PayPal? If you are I will spare the description and benefits.

[charleskirkland]

Go with PowerPay and get an Authorize.NET account and you are in control of you business.
With a Authorize.NET account you get paid in about 3 day and the fee's are next to nothing when
you compare it to CB and PDC.

Plus you get the freedom to price anything without having to get somebody to approve it.

Charles

I'd have to agree with Charles if you are going to go the merchant account route.

The guys are powerpay are awesome. Every major marketer i've worked with uses them and have had excellent results. The only difference is that it is not exactly 'newbie' friendly.

You will need:
A. Merchant account (US Merchant account, power pay cannot do outside the usa)
B. Payment Gateway (Auth.net or Verisign/Payflow)
C. Programmer to set your script up to connect with those.

For your first payments, i'd say go with cb/pdc/paypal. Once you've cut your teeth a bit and are looking to get a bit more sophisticated, powerpay will be the way to go.

As for outside the US, does anyone on this forum have experience with Auth.net/Payflow with foreign accounts? I just had an absolute nightmare with a UK payment processor. I'd like to avoid a lawsuit so i won't discuss the specifics, but hooooly crap did this company mess me over.

- Mike Jr

[Michael Hiles]

IIRC, PowerPay was actually founded around the IM with a major guru player being instrumental in the genesis of the company (Armand Morin?)

They really do know what's up with the whole IM market. +1 for them.

[Thomas Cappetta]

I use Paypal and I don't even have business account, I have verified premier account.

I've heared a lot about Paypal suspending acounts becuse of too many transactions,
but I myself didn't have such problems?

How many transactions does Paypal consider as 'too many' ?

I don't think it is the number of transactions but the overall increase in transactions..

IF you have 2 transactions as week and then go to 100 in a day, there is a huge flag being thrown up...

but if you have 75 and go to 100, that might not cause any waves